Help your employees protect their finances with voluntary insurance options from Allstate Benefits
The fall season is upon us and that means open enrollment for major medical insurance is right around the corner. In addition to core medical coverage, you can offer your employees voluntary insurance protection that rounds out their Health care portfolio at no cost to you.
Health care reform has created a trend in which High Deductible Health Plans (HDHP) are replacing the traditionally generous employer-sponsored coverage that has been the norm for decades. So, what does this paradigm shift mean for employers and employees? Many business owners are dropping Health care sponsorship altogether if they aren’t required to provide coverage under provisions of the Affordable Care Act (ACA). For employees, these changes simply mean one thing; they’re going to pay more for medical services and related expenses.
Deductibles, copays, prescription drugs and transportation costs all add up; representing a huge financial burden for many following an unexpected accident, illness or disability. Allstate Benefits can help lessen the impact of such a burden. Our voluntary insurance can help employees stay above water when the flood of financial obligation from a medical event comes rushing their way.
Here are some of the advantages your employees gain with Allstate Benefits:
- Group rates that are only available through you — the employer
- Most plans pay a lump-sum cash benefit that insureds can use as they see fit
- Convenient payroll deduction and the Good Hands promise®
Give your employees the option to protect their finances this open enrollment season. Coverage from Allstate Benefits is employee-paid and can help you recruit and retain top talent. Go to allstatebenefits.com or contact your local Allstate Benefits agent to learn more.
Is your business in good hands?® It can be.
2016 open enrollment is almost here