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Protect Your Business’s Greatest Asset: Your Employees

Allstate Benefits has solutions to help you remain competitive in the small business sector

As a small business owner, you understand that remaining competitive while protecting your bottom line are paramount to your success and growth. Guarding your assets, cash flow and net gain are obvious objectives, but maintaining a competitive posture is indicative of several, if not many, business practices.

The primary standard of competitiveness is offering goods or services that stand out from products put forth by other shops. In today’s crowded markets you must seek additional avenues in which to flex your viability. Remaining relevant today requires a systematic approach toward employee compensation. A 2015 study conducted by The Society for Human Resource Management (SHRM) found that 63% of employees rated overall benefits as very important to their occupational satisfaction.*

Benefits come in all shapes and sizes; summer Fridays are a great morale booster, while other attempts at employee satisfaction may only target a specific demographic, such as pizza lunches or discounted retail offers. But one area of employee appreciation cannot be dismissed by any sector of your organization: financial incentive.

You can take this to the bank; everyone has financial obligations that must be reconciled. While it may be impossible to grant large salaries to everyone on your team, you can offer financial support that employees count on when they need it most.

If you’ve ever rushed to your local emergency department because of an accident or illness, you understand the impact of high deductibles, out-of-pocket costs and other related expenses. Allstate Benefits has solutions for your employees that help mitigate such financial burdens, while proving advantageous to you, the business owner. Here’s a look at some of the boons of Group Voluntary insurance.

Employee advantagesEmployer advantages
-Pays cash benefits that correspond with covered accidents, diagnosis and loss of primary provider-No impact on your bottom line. Premiums are employee paid
-Benefits can be used for gaps in major medical coverage, transportation costs, or however the insured sees fit-Rounds out benefit packages- helping you recruit and retain top talent
-Affordable premiums with convenient payroll deduction-Improved employee satisfaction and engagement


With voluntary insurance coverage such as Accident (on and off the job), Critical Illness (Wellness benefit option), Cancer, Disability, Hospital Indemnity (GAP) and Life insurance, Allstate Benefits helps give your employees financial peace of mind when they need it most. Is your small business in good hands?® It can be.

Contact your local Allstate agent to learn more.



Protect what matters most. Business Insurance built for small businesses like yours. Request a quote now.

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